About Wallyo
The short version
Wallyo is a wallet for the gift cards you already own. It keeps them in one place, tells you what is on them, warns you before they expire, and shows a code that scans at the register.
The card numbers stay on your phone. That is an architectural decision rather than a policy promise: they are written to hardware-backed storage on the device and there is no copy of them on our servers to leak, sell, or be compelled to hand over.
Why it exists
Somewhere around three billion dollars in gift card value goes unredeemed in the United States every year. Not because people do not want the money. It is because the card is in a drawer, or the balance is unknown, or it expired quietly, or it was left at home on the one day it would have been useful.
Every part of that is a record-keeping problem wearing a financial disguise. A wallet that actually remembers what you hold, what it is worth and when it runs out solves most of it.
How it is built
Two decisions shape everything else.
Card numbers, PINs and barcodes never leave the device. They live in the iOS Keychain and the Android Keystore, encrypted with a key held by the hardware. We cannot read them. The trade-off is real and we would rather state it than bury it: if you lose the phone and have not kept the physical cards, those numbers are gone. Everything else about a card, the shop, the balance and the expiry, is saved to your account, so a new phone gets the collection back and you re-enter the numbers from the cards themselves.
Reading a card happens on the phone. When you photograph a card, the text recognition and barcode decoding run on the device using the operating system's own frameworks. No photograph of a card, and nothing extracted from one, is sent to us or to anyone else. A picture of a gift card is the card, and sending it somewhere would defeat the point of the first decision.
The privacy policy sets out exactly what is stored where, field by field, including the parts that do reach our servers.
Who builds it
Wallyo is built and operated by Pivot Innovation, LLC 3133 W Frye Rd, Suite 101, Chandler, AZ 85226, United States.
There is no advertising business behind this, no data brokerage, and no third party paying for access to what you hold. The product is the product.
Where it is going
The wallet came first because it is the part people need every day. Beyond it: encrypted backup so a lost phone stops meaning lost cards, automatic balance checks, and a browser extension that fills a gift card in at checkout instead of making you retype it.
We would rather ship a small thing that works at a register than a large thing that works in a demo, so these arrive when they are genuinely ready.
Getting in touch
Email hello@wallyo.io. Questions, problems, a card that would not scan, or a merchant we should know about: all of it reaches a person.
Pivot Innovation, LLC
3133 W Frye Rd, Suite 101, Chandler, AZ 85226
United States
For privacy requests and account deletion, see the privacy policy. Deleting your account can also be done inside the app, under Settings → Account, and it takes effect immediately.